Our View Of Wealth Management

Prosperitas Financial is revolutionizing wealth management.  The traditional wealth management model is predominantly focused on investing your money.  The sales pitch is that somehow their investments are superior to the investments of the advisor down the street.  However, most investment advisors are using an investment allocation model that is not all that different from their peers.  And while some of these advisors refer to themselves as “financial advisors”, they seem to avoid the financial planning process all together or use a simplified, cookie-cutter approach to financial planning that is nothing more than a sales tool to help them achieve their primary goal which is to gather your assets.

At Prosperitas Financial, we view wealth management very differently.  While the Prosperitas Investment Committee is focused on providing our clients with top notch investment advice and performance, we realize that this is just one of many pieces of a well designed extremely comprehensive financial plan.  And it is this approach to wealth management that we believe sets us apart and puts our clients in the best position possible to achieve their financial goals, which it ultimately our primary goal.

Our Approach To Wealth Management

At Prosperitas Financial, we take a multi-step approach to helping our clients achieve financial success….. and it all starts with listening.  By listening to our clients and looking at things from their perspective, we gain a better understanding of their specific needs and objectives.  During this initial phase, we help our clients explore their financial dreams and clearly define their goals for the future.

With this comprehensive understanding of our clients goals and objectives, our team of advisors is able to work with our clients to design a holistic financial plan specifically tailored to their unique circumstances.  This plan includes everything from budget analysis, debt management, investment analysis and advice, business consulting and succession planning, insurance and risk mitigation, tax planning, trust and estate planning, retirement planning, and preparation for future expenditures, including education, asset purchases, or events, such as a wedding, graduation, or the birth of a new child or grandchild.

The next step is implementation.  It is great that we have a written financial plan, but a written plan is worthless if you fail to see it through.  This is why we work with our clients and our team to create a list of short-term, mid-term, and long-term action steps to make sure we are properly executing the plan and everyone is staying on task and on target to keep our clients moving closer and closer to their goals.

The fourth step, which is often overlooked, is the ongoing monitoring of their financial plan.  If there is one thing that is certain, over time, things will change.  Financial planning and wealth management is not a one time event.  It is an ongoing process of updating and adjusting your plan as circumstances in your life may change, as well as updating your investment strategy as the economic and financial environment may change.  At Prosperitas Financial, we want to be there every step of the way, making sure your plan is flexible and that it keeps pace with the changes in your life and the world around you.

The final step and the one we enjoy the most, is seeing you reach your destination.  This is the reason we come to work every day.  We want nothing more than to be there when you finally accomplish your goals so we can celebrate your success.